GSIS opens emergency loan window in 4 dengue-affected areas

Home Media Center GSIS opens emergency loan window in 4 dengue-affected areas

Date Posted: September 4, 2019

The Government Service Insurance System (GSIS) has offered emergency loan to active members and pensioners in Samar province, municipalities of Pontevedra and Sigma in Capiz, and Sofronio Española in Palawan, which were declared under a state of calamity due to dengue outbreak.

GSIS allocated almost P633 million for the loan in the said areas.

The loan application deadline for Samar, Pontevedra, and Sigma is September 20, while that for Sofronio Española is September 22.

Active members with no existing emergency loan and old-age pensioners may apply for a P20,000 loan. Those who have not yet fully paid their emergency loan may apply for a P40,000 loan, from which the outstanding balance will be deducted.

Qualified to apply are active members who are working or residing in the calamity-declared areas, not on leave of absence without pay, have no arrears in paying monthly mandatory life insurance or social insurance premium contributions, and have no unpaid loans for more than six months. They should also have a minimum net take-home pay of Php5,000 after the monthly premium contributions and loan amortizations have been deducted.

Active members may apply through the GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, SM Aura in Taguig, SM Southmall in Las Piñas, and Mall of Asia in Pasay City.

Old-age pensioners must file their application over the counter to safeguard their identity. If they are also active members, they may apply for the loan only once.

Emergency loan is payable in 36 equal monthly instalments at six percent interest rate per annum. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or unified multipurpose identification (UMID) card.

Interested parties who have inquiries may visit the GSIS website,, or Facebook account,; email; or call the GSIS Contact Center at 847-4747 if in Metro Manila or 1-800-8-847-4747 (for Globe [free with minimum Php8.00 load] and TM subscribers) or 1-800-10-847-4747 [for Smart, Sun, and Talk ’N Text subscribers; Php8.00/call]).