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GSIS opens emergency loan for 20K members, pensioners in 2 Mindanao areas

Date Posted: August 11, 2017
A total of 20,605 Government Service Insurance System (GSIS) active members and old-age pensioners in Bagumbayan, Sultan Kudarat and Maguindanao, who were affected by flashfloods due to heavy rains, may apply for emergency loan until August 23.

The 7,494 active members, who have no existing emergency loans, may apply for the Php20,000 loan, while the 11,609 members, who have not yet fully paid their previous emergency loan may borrow up to Php40,000. Their remaining balance will be deducted from the new loan proceeds.

To qualify, active members must be working or residing in the areas, are not on leave of absence without pay, have no arrears in paying premium contributions, and have no unpaid loans for more than six months. They should also have a minimum net take-home pay of Php4,000.00 after the monthly loan amortization has been deducted.

Active members may apply through the GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, and SM Aura in Taguig.

The 1,502 qualified old-age pensioners in the areas must personally apply for the Php20,000 emergency loan over the counter. Pensioners who are also active members may apply for the loan only once.

Emergency loan is payable in 36 equal monthly instalments at six percent interest rate per annum. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or unified multipurpose identification (UMID) card.

For more information, visit the GSIS website,; email,; or call the GSIS Contact Center at 847-4747.