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GSIS offers loan to calamity-hit members, pensioners in Pangasinan, Sultan Kudarat

Date Posted: December 29, 2016
The Government Service Insurance System (GSIS) allotted more than Php159 million in emergency loan for its 5,633 active members and old-age pensioners in four municipalities in Pangasinan and in Kalamansig, Sultan Kudarat who were affected by calamities.

Rosales and San Fabian were declared under a state of calamity due to typhoon Karen, while Calasiao and Alcala, due to typhoon Lawin. Flash flood from continuous heavy rainfall damaged Kalamansig in Sultan Kudarat.

Active members working or residing in the said municipalities, not on leave of absence without pay, have no arrears in paying premium contributions, and have no unpaid loans for more than six months may apply for the loan.

Qualified members may borrow Php20,000. Those with existing emergency loan may renew their loan amounting to Php40,000, with their outstanding balance deducted from the new proceeds.

Old-age pensioners residing in the areas may apply for Php20,000. However, those who are also active members (retired government workers who have been reemployed) may apply for the loan only once.

Carrying a 6 percent interest rate per annum computed in advance, the loan is payable in 36 monthly instalments. The loan is covered by a loan redemption insurance which is deemed fully paid in case of a member’s demise, provided the loan repayment is up to date.

The deadline for loan application is January 21 and January 22, 2017 for Pangasinan municipalities and Kalamansig, respectively.

Members may apply through the GSIS Wireless Automated Processing System (GW@PS) kiosks in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, and SM Aura in Taguig.

Pensioners may apply over the counter at any GSIS branch office.

Loan proceeds are electronically credited to the borrower’s GSIS eCard or unified multipurpose identification (UMID) card.

For more details, visit the GSIS website,; call the GSIS Contact Center at 847-4747; or email