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GSIS offers emergency loans to 43K members, pensioners in 7 areas
GSIS offers emergency loans to 43K members, pensioners in 7 areas

Date Posted: January 30, 2018
The Government Service Insurance System (GSIS) is offering emergency loan to its 36,838 active members and 6,222 old-age pensioners in the province of Zamboanga del Norte and Masbate including Burias and Ticao islands; and municipalities of Sigma, Panitan, and Pontevedra in Capiz, who were affected by typhoon Vinta and tropical depressions Agaton and Urduja.

The deadline for application in Masbate, Burias, and Ticao islands is February 11, 2018. For Zamboanga del Norte, application is until February 16, 2018, and for Sigma, Panitan, and Pontevedra, February 20, 2018.

A total of 23,062 active members in the said areas who have no existing emergency loans may apply for a Php20,000 loan. The 13,776 active members in the areas who have not yet fully paid their loan may borrow Php40,000, from which the outstanding balance will be deducted.

To qualify, active members must be working or residing in the said areas, not be on leave of absence without pay, have no arrears in paying premium contributions, and have no unpaid loans for more than six months. They should also have a minimum net take-home pay of Php5,000 after the monthly premium contribution and loan amortization have been deducted.

Active members may apply through the GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, SM Aura in Taguig, and Mall of Asia in Pasay City.

To avail of the loan, the 2,470 old-age pensioners in the areas may apply over the counter. They are eligible for a Php20,00 loan amount. Pensioners who are also active members may apply for the loan only once.

Emergency loan is payable in 36 equal monthly instalments at six percent interest rate per annum. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or unified multipurpose identification (UMID) card.

Interested parties who have inquiries may visit the GSIS website, or Facebook account,; email; or call the GSIS Contact Center at 847-4747.