Not a member yet? Register now and get started.

lock and key

Sign in to your account.

Account Login

Forgot your password?

GSIS offers emergency loans to 118K members, pensioners in Laguna, Cavite
GSIS offers emergency loans to 118K members, pensioners in Laguna, Cavite

Date Posted: October 23, 2017
The Government Service Insurance System (GSIS) is offering an emergency loan to its 101,602 active members and 16,721 old-age pensioners in Laguna and Cavite, who were affected by tropical depression Maring, until October 27 and November 1, 2017, respectively.

Active members who have no existing emergency loans may apply for a Php20,000 loan, while those who have not yet fully paid their previous emergency loan balance, may borrow Php40,000. Their remaining balance will be deducted from the new loan procees.

To qualify, active members must be working or residing in the said provinces, are not on leave of absence without pay, have no arrears in paying premium contributions, and have no unpaid loans for more than six months. They should also have a minimum take-home pay of Php4,000 after the monthly premium contribution and loan amortization have been deducted.

Active members may apply through the GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, and SM Aura in Taguig.

Old-age pensioners in the areas must personally apply for the Php20,000 emergency loan over the counter. Pensioners who are also active members may apply for the loan only once.
Emergency loan is payable in 36 equal monthly instalments at six percent interest rate per annum. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or unified multipurpose identification (UMID) card.

For more information, visit the GSIS website,, and Facebook account; email; or call the GSIS Contact Center at 847-4747.