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GSIS offers emergency loan to members, pensioners in 2 Occ. Mindoro towns, Zambo City
GSIS offers emergency loan to members, pensioners in 2 Occ. Mindoro towns, Zambo City

Date Posted: February 16, 2016
The Government Service Insurance System (GSIS) has opened the emergency loan program to assist active members and pensioners in typhoon Nona-hit municipalities of Lubang and Abra de Ilog in Occidental Mindoro, and those affected by El Niño in the City of Zamboanga.

GSIS has earmarked P24.3 million for 881 active members and pensioners in Lubang and Abra de Ilog. It has similarly appropriated almost P488 million for 17,212 active members and pensioners in Zamboanga City.

The deadline for emergency loan application in Lubang and Abra de Ilog is March 4, 2016, while that for Zamboanga City is March 5, 2016.

Qualified to apply are active members who are residing or working in the said calamity-declared areas, not on leave of absence without pay, have no arrears in paying premium contributions, and have no loans that are unpaid for more than six months.

Active members applying for the first time may avail of a P20,000 loan, while those with existing emergency loan may borrow up to P40,000, from which their outstanding balance will be deducted.

Pensioners need to apply in person to avail of the P20,000 pensioners’ emergency loan. Pensioners who are also active members may apply for the loan only once.

Emergency loan is payable in 36 equal monthly instalments at 6 percent interest rate per annum computed in advance. It is covered by a loan redemption insurance, which deems the loan fully paid in case of demise of the borrower, provided that loan repayment is up to date.

Active members may apply through the GSIS Wireless Automated Processing System (GWAPS) kiosks located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; selected Robinsons Malls; and SM Super Malls in Manila, Pampanga, and Cebu.

Loan proceeds are electronically credited to the borrower’s GSIS eCard or unified multipurpose identification (UMID) card.

For inquiries on the program, members and pensioners may email, visit the GSIS website at, or call the GSIS Contact Center at 847-4747.