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GSIS offers emergency loan to members, pensioners in 2 areas
GSIS offers emergency loan to members, pensioners in 2 areas

Date Posted: February 27, 2018

The Government Service Insurance System (GSIS) is offering emergency loan to a total of 36,359 active members and old-age pensioners in Davao City, who were affected by typhoon Vinta, and Naujan in Oriental Mindoro, due to tropical depression Urduja.

The deadline for application is March 10.

A total of 24,933 active members in the areas who have no existing emergency loans may apply for a Php20,000 loan. The 4,923 active members in the areas who have not yet fully paid their loan may apply for a Php40,000 loan, from which the remaining balance will be deducted.

To qualify, active members must be working or residing in the calamity-declared areas, not be on leave of absence without pay, have no arrears in paying premium contributions, and have no unpaid loans for more than six months. They should also have a minimum net take-home pay of Php5,000 after the monthly premium contribution and loan amortization have been deducted.

Active members may apply through the GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, SM Aura in Taguig and Mall of Asia in Pasay City.

To avail of the loan, the 6,503 old-age pensioners in the areas may apply over the counter. They are eligible for a Php20,000 loan amount. Pensioners who are also active members may apply for the loan only once.

Emergency loan is payable in 36 equal monthly instalments at six percent interest rate per annum. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or unified multipurpose identification (UMID) card.

Interested parties who have inquiries may visit the GSIS website,, and Facebook account,; email; or call the GSIS Contact Center at 847-4747.