GSIS offers emergency loan to 82K calamity victims in 13 Luzon areas

Home Media Center GSIS offers emergency loan to 82K calamity victims in 13 Luzon areas

Date Posted: February 22, 2019

The Government Service Insurance System (GSIS) is offering emergency loan to its 82,056 active members and old-age pensioners who were affected by tropical depressions Samuel and Usman in 13 Luzon areas.

The loan application deadline for Cuyo, Palawan is February 27, 2019 and for Albay; Catanduanes; Sorsogon; Naga City; and Baco, Naujan, Socorro, Pola, Pinamalayan, Bansud, Bongabong, and Calapan in Oriental Mindoro, March 7, 2019 .

A total of 38,326 active members in the calamity areas who have no existing emergency loan may apply for a Php20,000 loan. A total of 30,193 members who have not yet fully paid their emergency loan may apply for an amount of Php40,000, from which the outstanding balance will be deducted.

Qualified borrowers are active members who are working or residing in the said areas, are not on leave of absence without pay, have no arrears in paying monthly mandatory life insurance or social insurance premium contributions, and have no unpaid loans for more than six months. They should also have a minimum net take-home pay of Php5,000 after monthly premium contributions and loan amortizations have been deducted.

Active members may apply through the GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, SM Aura in Taguig, SM Southmall in Las Piñas, and Mall of Asia in Pasay City.

A total of 13,537 old-age pensioners in the calamity areas are qualified to apply for a Php20,000 loan. Interested pensioners should personally file their application over the counter. Pensioners who are also active members may apply for the loan only once.

Emergency loan is payable in 36 equal monthly instalments at the rate of six percent interest per annum. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or unified multipurpose identification (UMID) card.

Interested parties who have inquiries may visit the GSIS website,, or Facebook account,; email; or call the GSIS Contact Center at 847-4747 if in Metro Manila or 1-800-8-847-4747 (for Globe [free with minimum Php8.00 load] and TM subscribers) or 1-800-10-847-4747 [for Smart, Sun, and Talk ’N Text subscribers; Php8.00/call]).