GSIS offers emergency loan to 77K typhoon victims in Luzon

Home Media Center GSIS offers emergency loan to 77K typhoon victims in Luzon

Date Posted: September 4, 2018

The Government Service Insurance System (GSIS) is offering emergency loan to a total of 76,695 active members and old-age pensioners who were affected by calamities in nine areas in Luzon.

Said areas, which were hit by typhoons Inday, Josie, and the south west monsoon, are Calumpit, Marilao, and Paombong in Bulacan; Macabebe, Masantol, San Luis, and San Simon in Pampanga; Pangasinan; and Olongapo City in Zambales.

The loan application deadline is September 6, 2018 for GSIS members and pensioners in Pangasinan and Zambales and September 16, 2018 for those in Bulacan and Pampanga.

A total of 44,787 active members in the calamity areas who have no existing emergency loan may apply for a Php20,000 loan. A total of 19,549 members who have not yet fully paid their emergency loan may apply for an amount of Php40,000, from which the outstanding balance will be deducted.

Qualified borrowers are active members who are working or residing in said areas, are not on leave of absence without pay, have no arrears in paying monthly social insurance premium contributions, and have no unpaid loans for more than six months. They should also have a minimum net take-home pay of Php5,000 after monthly premium contributions and loan amortizations have been deducted.

Active members may apply through the GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, SM Aura in Taguig and Mall of Asia in Pasay City.

A total of 12,359 old-age pensioners in the calamity areas are qualified to apply for a Php20,000 loan. Interested pensioners should personally file their application over the counter. Pensioners who are also active members may apply for the loan only once.

Emergency loan is payable in 36 equal monthly instalments at the rate of six percent interest per annum. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or unified multipurpose identification (UMID) card.

Interested parties who have inquiries may visit the GSIS website,, or Facebook account,; email; or call the GSIS Contact Center at 847-4747 or 1-800-8-847-4747 (for Globe [free with minimum Php8.00 load] and TM subscribers) or 1-800-10-847-4747 [for Smart, Sun, and Talk ’N Text subscribers; Php8.00/call]).