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GSIS offers emergency loan in Zambo areas

Date Posted: June 8, 2016 
Government Service Insurance System (GSIS) allotted more than Php116 million in emergency loan for its active members and old-age pensioners in the entire province of Zamboanga del Norte, R. T. Lim in Zamboanga Sibugay, and Dimataling in Zamboanga del Sur due to ill effects of El Niño.

A total of 1,224 members in Zamboanga del Norte who are borrowing for the first time may avail of a Php20,000 emergency loan, while 1,023 members with existing emergency loans may borrow Php40,000, from which the outstanding balance will be deducted.

In R. T. Lim and Dimataling, all 1,033 members may borrow Php20,000.

A total of 1,519 old-age pensioners in the three calamity areas may apply for the Php20,000 pension emergency loan.

Active members are qualified to apply if they are working or residing in the calamity-declared areas, are not on leave of absence without pay, and have no arrears in paying premium contributions in the last six months.

Emergency loan is payable in 36 equal monthly instalments and carries a 6 percent interest rate per annum computed in advance. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise provided the loan repayment is up to date.

Active members may apply through any GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North Edsa, Manila, Pampanga, Cebu, and SM Aura in Taguig.

Old-age pensioners are required to personally apply at the GSIS Dipolog or Pagadian Branch Office to secure their identity and loan transaction. If they are also active members (for having been reemployed in the government service), they may borrow emergency loan only once.

The deadline for loan application is June 28, 2016.

For inquiries, members and pensioners may call the GSIS Contact Center at 847-4747; visit the GSIS website,; or email