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GSIS members, pensioners in Siquijor, Antique may apply for EL until August 3
GSIS members, pensioners in Siquijor, Antique may apply for EL until August 3

Date Posted: August 2, 2016

Government Service Insurance System (GSIS) members and old-age pensioners in the provinces of Siquijor and Antique, except the municipality of Sibalom, may apply for emergency loan until August 3.

The GSIS set aside more than P418 million in emergency loan for the calamity areas affected by El Niño.

A total of 11,888 active GSIS members working or residing in the said provinces may avail of the loan if they are not on leave of absence without pay, and have no arrears in paying premium contributions in the last six months.

First-time borrowers may apply for a Php20,000 emergency loan. Those who have an existing emergency loan are entitled to Php40,000, from which their outstanding loan balance will be deducted.

The loan is payable in 36 equal monthly instalments at 6 percent interest rate per annum computed in advance. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Active members may apply through any GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North Edsa, Manila, Pampanga, Cebu, and SM Aura in Taguig.

The 2,616 old-age pensioners residing in the areas may borrow P20,000. If they are also active members in government service, they may borrow only once.

Old-age pensioners must personally submit to the GSIS a fully accomplished emergency loan application form to apply for the loan.

Loan proceeds are electronically credited to the borrowers’ GSIS electronic card (ecard) or Unified Multipurpose Identification (UMID) card.

For more information, call the GSIS Contact Center at 847-4747; visit the GSIS website,; or email