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GSIS allots Php631M for members, pensioners for emergency loan in Luzon
GSIS allots Php631M for members, pensioners for emergency loan in Luzon

Date Posted: October 6, 2016
The Government Service Insurance System (GSIS) allotted over Php631 million in emergency loan for 22,778 members and 2,187 old-age pensioners who were affected by typhoon Ferdie in Batanes and by monsoon rains and heavy floods in seven areas in Pampanga and Bataan.

Active members working or residing in San Fernando City and municipality of Sto. Tomas in Pampanga, as well as old-age pensioners in the areas, may apply for the loan facility until October 8, 2016.

The deadline for loan application in Batanes, in the municipalities of Guagua, San Simon, Macabebe, and Minalin in Pampanga, and in Hermosa, Bataan is October 21, 2016.

Qualified to avail of the loan are members who are not on leave of absence without pay, have no arrears in paying premium contributions, and have no unpaid loans for more than six months.

Members who have no existing emergency loan balance may apply for a Php20,000 loan, while those with existing loan may avail of up to Php40,000.

Active members may apply through any GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and SM City branches in North Edsa, Manila, Pampanga, Cebu, and SM Aura in Taguig.

Pensioners must apply in person at any GSIS office to avail of the Php20,000 emergency loan. Those who are also active members (after having reentered government service) may avail of the loan only once.

Emergency loan is payable in 36 equal monthly installments and carries a 6 percent interest rate per annum computed in advance. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided the loan repayment is up to date.

Loan proceeds are electronically credited to the borrower’s electronic card (eCard) or Unified Multipurpose Identification (UMID) card.

For inquiries, visit the GSIS website,; email; or call the GSIS Contact Center at 847-4747.