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GSIS allots Php143 million in emergency loanin 2 Mindanao areas
GSIS allots Php143 million in emergency loanin 2 Mindanao areas

Date Posted: May 22, 2017
The Government Service Insurance System (GSIS) is allocating Php143 million in emergency loans for its active members and old-age pensioners in Jolo, Sulu and Concepcion, Misamis Occidental, which are affected by flashfloods and agricultural damages resulting from heavy rains.

The application deadline for Jolo is June 3 and for Concepcion, June 9.

A total of 5,051 active members who are working or residing in the calamity-declared areas, are not on leave of absence without pay, have no arrears in paying premium contributions, and have no unpaid loans for more than six months are qualified to apply for the loan.

First-time borrowers may apply for a Php20,000 loan. Those with existing emergency loan may borrow up to Php40,000, from which the outstanding balance will be deducted.

Active members may apply through any GSIS Wireless Automated Processing System (GWAPS) kiosks located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, and SM Aura in Taguig.

The 441 old-age pensioners who may avail of the Php20,000 loan must personally apply at the nearest GSIS office. Pensioners who have become active members after reentering government service may apply for the loan only once.

The emergency loan is payable in 36 equal monthly instalments at 6 percent interest rate per annum. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or Unified Multipurpose Identification (UMID) card.

For more information, members and pensioners may visit the GSIS website,; email; or call the GSIS Contact Center at 847-4747.