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GSIS allots Php1.2B emergency loanfor 3 Mindanao areas
GSIS allots Php1.2B emergency loanfor 3 Mindanao areas

Date Posted: February 21, 2017
The Government Service Insurance System (GSIS) is allotting almost Php1.2 billion in emergency loan for its active members and old-age pensioners who were affected by a low pressure area in Misamis Oriental; rat and bug infestation and flash flood in Kabacan, Cotabato; and tropical depression Auring in Prosperidad, Agusan del Sur.

A total of 34,685 active members working or residing in the calamity-declared areas, as well as 6,100 old-age pensioners, may apply for the loan until February 26.

To qualify, active members must not be on leave of absence without pay, have no arrears in paying premium contributions, and have no unpaid loans for more than six months.

First-time borrowers may apply for a Php20,000 loan. Those with existing emergency loan may borrow up to Php40,000, from which the outstanding balance will be deducted.

The emergency loan is payable in 36 equal monthly instalments at 6 percent interest rate per annum computed in advance. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Active members may apply through any GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, and SM Aura in Taguig.

Qualified old-age pensioners must personally apply for the loan at the nearest GSIS office. Pensioners who have become active members after reentering government service may apply for the loan only once.

Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or Unified Multipurpose Identification (UMID) card.

For more information, members and pensioners may visit the GSIS website,; email; or call the GSIS Contact Center at 847-4747.