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GSIS allots P315M in emergency loan for members, pensioners in 5 VisMin areas
GSIS allots P315M in emergency loan for members, pensioners in 5 VisMin areas

Date Posted: December 6, 2017
The Government Service Insurance System (GSIS) has earmarked close to Php315 million in emergency loan for its active members and old-age pensioners in Dumaguete City and Valencia in Negros Oriental; Siocon, Zamboanga del Norte; Payao, Zamboanga Sibugay; and Molave, Zamboanga del Sur.

The Negros Oriental areas were hit by Typhoon Paolo, while the Zamboanga towns experienced floods due to heavy rainfall.

The deadline for loan application in Negros Oriental and Zamboanga areas is December 22 and 23, 2017, respectively.

A total of 5,380 active members who have no existing emergency loan may apply for the Php20,000 loan. The 4,274 members who have not yet fully paid their emergency loan may borrow Php40,000, from which the outstanding balance will be deducted.

To qualify, active members must be working or residing in the said areas, not be on leave of absence without pay, have no arrears in paying premium contributions, and have no unpaid loans for more than six months. They should also have a minimum take-home pay of Php4,000 after the monthly premium contribution and loan amortization has been deducted.

Active members may apply through the GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; Robinsons Malls; and selected SM City branches in North EDSA, Manila, Pampanga, Cebu, and SM Aura in Taguig.

The 1,821 old-age pensioners in the areas must personally apply for a Php20,000 emergency loan over the counter. Pensioners who are also active members may apply for the loan only once.

Emergency loan is payable in 36 equal monthly installments at six percent interest rate per annum. It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided that loan repayment is up to date.

Loan proceeds are electronically credited to the borrower’s GSIS electronic card (eCard) or unified multipurpose identification (UMID) card.

For more information, visit the GSIS website,, and Facebook account,; email; or call the GSIS Contact Center at 847-4747.