Separation Benefit

Home Ginhawa for All Separation Benefit

If you are ineligible for retirement benefit under RA 8291 because you did not meet the eligibility requirement, you may be entitled to separation benefit in the form of Cash Payment.

Your Cash Payment is computed as follows:
Conditions Amount When is Benefit Payable
Age: Below 60
Total Length of Service( TLS):
At least 3 but less than 15 years
=(100% AMC) (PPP) At age 60
Age: Below 60
Total Length of Service( TLS):
At least 15 years
= 18 x BMP Upon separation; BMP for life start at age 60
Age: At least 60
Total Length of Service( TLS):
At least 3 but less than 15 years
=(100% AMC) (PPP) Immediately

In case of death while your claims are being processed, the benefits due to you shall be payable to your legal heirs in accordance with the law on succession under the Civil Code of the Philippines.

Since separation benefit has a prescriptive period, application should be filed within 4 years from the date of separation from the government service.

Separated members with at least 15 years of service, however, may still apply for retirement benefit at the age of 60 and may choose any of the two retirement options under RA 8291 (subject to the AMC limit then prevailing).


Requirements for Application

Here are the following requirements for Separation benefit:

  1. Duly accomplished Application Form for Separation Benefit
  2. Service Record with Leave without Pay (LWOP) Certification (indicating specific time and dates of LWOP)
  3. Declaration of Pendency/ Non-Pendency of Case (DPNPC) form (date administered/ notarized should be on or after receipt of notification from GSIS.

Step by Step Procedure on how to apply

Via Email

  1. Prepare the following:
    • Documentary Requirements stated above
    • Clear picture of the borrower holding his GSIS UMID eCard (or temporary eCard); if GSIS UMID eCard or temporary eCard is not available, present 2 valid IDs instead and do the following:
    • Take a clear photo of the 2 valid IDs (front and back) and;
    • Take a clear photo of the borrower holding the 2 valid ID cards
  2. Save the Application Form and photos as JPEG or PDF File
  3. Email the documents to your GSIS handling branch (link list here)
  4. Await confirmation email from GSIS for tentative loan computation
Step by Step Procedure on how to apply

Via Dropbox

  1. Fill out the Separation Benefit Application Form
  2. Print the Application Form, other documentary requirements and photocopy your UMID Card
  3. Secure the documents in a brown envelope and properly label it with the following information:

    NAME

    TYPE OF TRANSACTION

    GSIS HANDLING BRANCH
  4. Drop off the envelope in the GSIS Handling Branch’s DROP BOX
  5. Await confirmation email from GSIS for tentative loan computation

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