Emergency Loan
Emergency Loan is a financial assistance that GSIS Offers to its member/pensioner in times of natural calamities and disasters. Qualified Member – Borrowers:Active member who are:
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Loanable Amount: The loanable amount is ₱20, 000.00. A redemption insurance equivalent to 1.2% of the gross loan amount is deducted from the loan proceeds.
Qualified Member – Borrowers:
Old-age and disability pensioner who are:
- They reside in a calamity-declared area; and
- Their resulting net monthly pension after loan availment is at least 25% of their monthly pension.
Payment Term
The loan term is 3 years in 36 equal monthly instalments. The interest of the loan is 6% computed in advance.
Requirements for Application
*Application Form for Emergency Loan (Active Members, Pensioners)
Step by Step Procedure on How to apply
- Via eGSISMo
- Login to your eGSISMO account (BP number and PW)
- Click Loans Application icon and choose Emergency Loan, Loan Type (New or Renewal)
- Upload a Picture of Member holding UMID / Temporary CARD or 2 Valid Government IDs if UMID / Temporary CARD is lost (as JPEG or PDF File)
- Confirm Loan Agreement and click SAVE
- Await email confirmation from GSIS for further instructions.
- Via Email
- Fill out the Emergency Loan Application Form* and GSIS UMID Card
- Save the Application Form as JPEG or PDF File and scan the UMID Card
- Email the documents to your GSIS handling branch (link list here)
- Await email confirmation from GSIS for further instructions
- Via Dropbox
- Fill out the Emergency Loan Application Form* and GSIS UMID Card
- Print the Application Form and photocopy your UMID Card
- Secure the documents in a brown envelope and properly label it with the following information:
NAME
TYPE OF LOAN
GSIS HANDLING BRANCH - Drop off the envelope in the GSIS Handling Branch’s DROP BOX
- Await email confirmation from GSIS for further instructions
- Via GWAPS Kiosk
- Go to a GWAPS kiosk nearest you.
- Place your eCard Plus/UMID in the G-W@PS kiosk card reader. Place the enrolled finger in the biometrics scanner. Once recognized, will display your personal data.
- Choose Loan Windows icon and click on Emergency Loan
- To confirm your loan application, place finger on the biometrics scanner.
- Once approved, you can withdraw anytime your loan proceeds from any Megalink, Bancnet and Expressnet ATM located nationwide.