Bayanihan Fund for Frontliners (BFF)

Home Ginhawa for All Bayanihan Fund for Frontliners (BFF)


Enhanced Group Personal Accident Insurance (EGPAI), also called the “Bayanihan Fund for Frontliners” or “BFF”.

The Government Service Insurance System (GSIS) will provide additional personal accident insurance coverage to a total of 27,682 frontline workers of the government nationwide who put their lives at risk in the fight against COVID-19.

Who can avail, features, benefits

A. Who are insured or covered under the BFF?
  1. Frontliners under the Department of Health (DOH), Health Offices, Hospitals, Medical Centers, Treatment and Rehabilitation Centers, including Local Government Units’ (LGUs) owned/managed hospitals/health centers and DOH supervised hospitals who are GSIS members.
  2. GSIS old-age pensioners (by virtue of Section 4 of Republic Act No. 8291 (GSIS Act of 1997)) who are serving as frontliners under the DOH, Health Offices, Hospitals, Medical Centers, Treatment and Rehabilitation Centers, including LGUs and DOH supervised hospitals.
    Frontliners, under the BFF, refer to the health workers and employees of these agencies who have direct interaction in providing healthcare service or assistance to COVID-19 patients, including the following:

    1. Attending Physician/Medical Officers/Doctors
    2. Nurses
    3. Cardio Vascular Technologist
    4. Radiology Technologist
    5. Pulmo Therapist
    6. Medical Technologist
    7. Nursing Aide
    8. Pharmacists
    9. Admin Assistant
    10. Housekeeping – Janitors (not employed by Housekeeping Contractors of the agency)
    11. Security Guards (not employed by Security Guard Services Contractors of the agency
    12. Ambulance Drivers
    13. Health workers and employees assigned to provide healthcare service or assistance to COVID-19 patients

B. What is the coverage under the BFF?
  1. Death due to COVID-19;
  2. Other illnesses which may have been aggravated by or indirectly related to their functions as frontliners; and
  3. Death due to accident in going to and from the place of assignment of the frontliner.
How much is the insurance coverage/benefit?

The beneficiary/beneficiaries is/are entitled to receive Php500,000.00.

Requirements for Filing a Claim

The claim must be filed within sixty (60) calendar days from the date of death of the insured frontliner or during the effectivity of the insurance policy, whichever comes later.
The claimant must submit the following documents:

  1. Documents submitted for the processing and release of the deceased benefits under the Life Endowment Policy (LEP) or the Enhanced Life Policy (ELP), if still in service.
  2. Certified document from the agency detailing the job description of the deceased policyholder and that he/she was assigned as frontline healthcare worker performing health care service or providing assistance to COVID-19 patients.
  3. Police report, in case of death due to accident.

Step by Step Procedure on how to file a claim

Via Email

  1. Prepare the following:
    • Documentary Requirements stated above
    • Clear picture of the claimant’s GSIS UMID eCard (or temporary eCard); if GSIS UMID eCard or temporary eCard is not available, present 2 valid IDs instead and do the following:
    • Take a clear photo of the 2 valid IDs (front and back) and;
    • Take a clear photo of the borrower holding the 2 valid ID cards
  2. Save the Application Form and photos as JPEG or PDF File
  3. Email the documents to your GSIS handling branch (click here)
  4. Await confirmation email from GSIS for tentative loan computation

Via Dropbox

  1. Prepare Documentary Requirements stated above and photocopy your UMID Card
  2. Secure the documents in a brown envelope and properly label it with the following information:
  3. Drop off the envelope in the GSIS Handling Branch’s DROP BOX
  4. Await confirmation email from GSIS for tentative loan computation

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