The Policy loan is a loan program which members may avail of from their GSIS’s life insurance policy. The loan, bearing an 8% interest rate, may be paid either through monthly amortization or deduction from a member’s existing life insurance policy contract.
Eligibility
Application
Members with a GSIS eCard / UMID card may apply for the Conso-Loan through the GSIS Wireless Automated Processing System (GWAPS) kiosk.
Application form for policy loan may be downloaded here.