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Life Insurance

All members of GSIS have compulsory life insurance coverage classified into two types:

  1. Life Endowment Policy (LEP). GSIS started with the LEP program. Designed to provide members with life insurance coverage while still in active service, LEP provides maturity benefits to policy holders upon reaching the maturity of their policy.

  2. Enhanced Life Policy (ELP). ELP took effect on August 1, 2003. It provides an automatic yearly insurance coverage to new members of GSIS based on their monthly compensation. ELP is designed to provide an enhanced death benefit for the family of the deceased member.

The following members are covered under this program:

  • Those who entered the service starting August 1, 2003;
  • Those whose policies matured on or after July 31, 2003, and who will continue to be active members after the maturity date; and
  • Those who opted or will opt to convert their LEP into ELP.

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