The Employees' Compensation (EC) benefits or disability benefits is a compensation package for public and private sector employees and their dependents in the event of work-related injury, sickness, disability or death. The EC is a purely employer-based contribution benefit. Thus, the employee is not required to contribute any amount to the program. The employee compensation benefits are in the following options:

  1. Cash income benefits for disability or death
  2. Medical and related services for injury or sickness
  3. Rehabilitation services ( in addition to monthly cash income benefit) for permanent disability

The benefits given to the employee or his beneficiaries are in the form of:

  1. Daily cash income benefit for temporary total disability (TTD)
  2. Monthly cash income benefit for permanent total disability (PTD) on a lifetime basis
  3. Monthly cash income benefit for permanent partial disability (PPD)
  4. Monthly cash income benefit for death, also on a lifetime basis, except for benefit paid to secondary beneficiaries, which is a monthly pension not to exceed 60 months but not less than fifteen thousand pesos
  5. Medical services, appliances and supplies for injury or sickness
  6. Rehabilitation services for permanent disability
  7. Carer's allowance for permanent disability.

The Compensability Conditions are as follows:

  1. Injury must be the result of accident arising out of and in the course of employment.
  2. Sickness must be listed /considered an "occupational disease"; or even if not listed as one, it must be shown that the risk of contracting the sickness is increased by the working conditions.
  3. Disability/Death is caused by work-connected injury or sickness

There are exceptions to Compensability or injury, sickness, disability or death. These exceptions are applicable when any of these is due to the employee's:

  1. Intoxication or drunkenness
  2. Willful intention to injure or kill himself or another
  3. Notorious negligence
  4. Not work-related

Here are the Occupational Diseases under PD626

  1. Papilloma of the bladder
  2. Cancer, epithellomatous or ulceration of the skin or of the corneal surface of the eye
  3. Cataracts
  4. Deafness
  5. Decompression sickness, Caisson disease, and Aeroembolism
  6. Dermatitis due to irritants and sensitizers
  7. Infections, namely: Anthrax, Brucellosis, Glanders, Rabies, Tuberculosis, Tularemia, Weill's disease, Q Fever or equine encephalomyelitis, Mite dermatitis
  8. Ionizing radiation disease, inflammation, ulceration or malignant disease of the skin or subcutaneous tissues of the bones or leukemia or anemia of the aplastic type due to X-rays, ionizing particles, radium or other radioactive substances, namely: Acute radiation syndrome: Chronic radiation syndrome and Glass blower's cataract
  9. Poisoning
  10. Pneumoconiosis
  11. Diseases caused by abnormalities in temperature and humidity
  12. Vascular disturbance in the upper extremities due to continuous vibration from pneumatic tools or power drills, riveting machines or hammers
  13. Viral hepatitis
  14. Poisoning by cadmium
  15. Leukemia and lymphoma
  16. Cancer of the stomach and other lymphatic and blood forming vessels, nasal cavities and sinuses
  17. Cancer of the lungs, liver and brain
  18. Cardio-vascular diseases
  19. Cerebro-vascular accidents
  20. Malaria and schistosomiasis
  21. Pneumonia
  22. Hernia
  23. Bronchial asthma
  24. Osteoarthritis
  25. Viral encephalitis
  26. Peptic ulcer
  27. Pulmonary tuberculosis
  28. Viral hepatitis
  29. Essential hypertension
  30. Asbestosis