The Emergency Loan is 0ffered to members who are adversely affected by calamities. The loan is payable in three years or 36 equal monthly installments at an interest rate of six percent per annum. If renewed, the balance of the outstanding loan will be deducted from the proceeds of the new loan.
To qualify for the emergency loan, the member-applicant must be:
A calamity-hit area must be declared under a state of calamity by the Sangguniang Panlalawigan/Panglungsod and/or the National Disaster Reduction Risk Management Council.
Members with a GSIS eCard / UMID card may apply for an Emergency Loan through the GSIS Wireless Automated Processing System (GWAPS) kiosk.
Application form for Emergency Loan may be downloaded here.