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Employees Compensation

The employees’ compensation benefit (or disability benefit) is a compensation package for public and private sector employees and their dependents in the event of work-related injury, sickness, disability or death.

EC is a purely employer-based contribution benefit. Thus, employees do not contribute any amount to the program. GSIS administers the employees compensation (EC) fund as provided for under  Presidential Decree No. 626.

Benefits.

  • Medical services, appliances and supplies;
  • Rehabilitation services;
  • Temporary total disability benefit;
  • Permanent total disability benefit;
  • Permanent partial disability benefit;
  • Death benefit; and
  • Funeral Benefit

Beneficiaries.  In case of death and funeral benefits, the beneficiaries may either be one of the following:

1. Primary

  • Legitimate spouse until he or she remarries
  • Dependent children (legitimate, legitimated or adopted, and illegitimate):
  • Below 18 years old, unmarried, not gainfully employed; or
  • More than 18 years old but incapacitated and incapable of self-support due to mental or physical defect acquired prior to age of majority.

2. Secondary

  • Dependent parents
  • Legitimate descendants

Eligibilities.  The conditions for payment are as follows:

  • Injury must be the result of accident arising out of and in the course of employment
  • Sickness must be listed /considered an “occupational disease”; or even if not listed as one,   it must be shown that the risk of contracting the sickness is increased by the working  conditions
  • Disability/Death is caused by work-connected injury or sickness

Exceptions.When any of these is due to the employee’s:

  • Intoxication or drunkenness
  • Willful intention to injure or kill himself or another
  • Notorious negligence
  • Not work-related

List of Occupational Diseases (under PD 626)

  • Papilloma of the bladder
  • Cancer, epithellomatous or ulceration of the skin or of the
    corneal surface of the eye
  • Cataract
  • Deafness
  • Decompression sickness
  • Caisson disease
  • Aeroembolism
  • Dermatitis due to irritants and sensitizers
  • Infections: Anthrax, Brucellosis, Glanders, Rabies, Tuberculosis, Tularemia, Weill’s disease,Q Fever or equine encephalomyelitis, Mite dermatitis
  • Ionizing radiation disease, inflammation, ulceration or malignant disease of the skin or subcutaneous tissues of the bones or leukemia or anemia of the aplastic type due to X-rays, ionizing particles, radium or other radioactive substances Acute radiation syndrome: Chronic radiation syndrome and Glass blower’s cataract.
  • Poisoning
  • Pneumoconiosis
  • Diseases caused by abnormalities in temperature and humidity
  • Vascular disturbance in the upper extremities due to continuous vibration from pneumatic tools or power drills, riveting machines or hammers
  • Viral hepatitis
  • Poisoning by cadmium
  • Leukemia and lymphoma
  • Cancer of the stomach and other lymphatic and blood forming vessels, nasal cavities and sinuses
  • Cancer of the lungs, liver and brain
  • Cardio-vascular diseases
  • Cerebro-vascular accidents
  • Malaria and schistosomiasis
  • Pneumonia
  • Hernia
  • Bronchial asthma
  • Osteoarthritis
  • Viral encephalitis
    Peptic ulcer
  • Pulmonary tuberculosis
  • Viral hepatitis
  • Essential hypertension
  • Asbestosis

No claim for compensation will  be given due course unless said claim is filed with the GSIS within  three years from the time the cause of action accrued. (ECC Resolution No. 2799, July 25, 1984)

Increase in EC Benefits

On 26 May 2014, President Benigno Simeon Aquino III issued Executive Order 167 which  approved the increase of Employees’ Compensation Funeral Benefit from Php10,000 to Php20,000 for both the employees in the private and public sectors and a 10% across-the-board increase in EC pension for all EC permanent partial disability, permanent total disability and survivorship pension in the private sector.