Close

Not a member yet? Register now and get started.

lock and key

Sign in to your account.

Account Login

Forgot your password?

eCard Plus as Utility Card

Your eCard Plus is not only your official GSIS identification card but also a smart card that allows you to transact loans with GSIS sans the long lines and burdensome paperwork. Pensioners, on one hand, can easily renew their active status using their eCard Plus.

The radio frequency ID microchip in your eCard Plus stores information like GSIS records, personal data, picture and biometrics making it possible for you to do business with GSIS using your eCard Plus at the GSIS Wireless Automated Processing System (G-W@PS) kiosk.

Your eCard Plus/UMID/LBP issued UMID card gives you the following benefits:

  1. Disbursement card to withdraw proceeds of GSIS loans, claims or loans using any Megalink, Bancnet and Expressnet ATM
  2. Personal ATM savings account that does not require any maintaining balance
  3. Over the counter cash withdrawal from 900 MLhuillier branches and selected PhilPost offices nationwide
  4. Debit card that allows you to pay for purchases charged to your Union Bank account provided that your eCard Plus has sufficient funds

eCard Plus

Your eCard Plus is not only your official GSIS identification card but also a smart card that allows you to transact loans and retirement and cash surrender value (CSV) claim proceeds with GSIS sans the long lines and burdensome paperwork.

Temporary Card

New GSIS members who have just enrolled for the first time will be temporarily issued a Union Bank of the Philippines (UBP) ATM card, which looks like the eCard Plus.

Unified Multi Purpose ID (UMID)

The features of the GSIS eCard Plus will be retained even if a new ID card is issued to GSIS members and pensioners

It has a Common Reference Number (CRN) which is required for the issuance of a UMID – Compliant Card. This CRN serves as the link to the ID numbers of SSS, GSIS, PhilHealth and Pag-Ibig. GSIS secures this CRN from the Social Security System (SSS).
When a GSIS member has the UMID-compliant eCard, this will serve as a valid identification card not only for GSIS but also for SSS, PhilHealth and HDMF. Hence, if you are a GSIS member and at the same time a member of SSS, PhilHealth or HDMF, your ID cards for these government agencies and GOCCs are unified into one (1) UMID-compliant eCard which can be used as a valid transaction and identification card.

The adoption of the UMID system is in compliance with Executive Order No. 420 dated April 13, 2005 which required all government agencies and government owned and controlled corporations (GOCCs) to streamline and harmonize their identification systems, and Executive Order No. 700 dated January 16, 2008 which identified the social security identification system as the core of the UMID system and directed the SSS to implement the streamlining and harmonization of the ID systems of all government agencies and GOCCs.

All GSIS members and pensioners are required to have the UMID-compliant eCard. Once this card is activated, this will be the official card of any member or pensioner who would like to avail of GSIS eServices thru the GW@PS kiosks.

The GSIS eCard Plus shall be deactivated immediately once the member or pensioner has activated his UMID-compliant eCard. Within 48 hours, the UMID-compliant eCard can now be used when transacting with GSIS thru the GW@PS kiosk.

All GSIS members and pensioners who have their eCard Plus are required to enroll for the UMID-compliant eCard.

The radio frequency ID micro chip in your ecard Plus/UMID stores information like GSIS records, personal data, picture and biometrics making it possible for you to do business with GSIS using your eCard Plus at the GSIS Wireless Automated Processing System (GW@PS) kiosk

LBP Issued UMID card

GSIS members who signified their intent to transfer their GSIS banking services to LBP will receive a text message from the GSIS that their new UMID card is available for pick-up from the LBP Branch they selected. However, they must first withdraw their account balance with UBP before proceeding to their specified LBP branch where they will be required to present their UBP card.

Why should the member first withdraw his/her account balance before claiming the LBP-issued UMID card?
Members are advised to withdraw their account balance with UBP because they will be asked to present their UBP-issued UMID card to the LBP branch, in lieu of the LBP-issued UMID card that will be issued to them.

The UBP-issued card shall be perforated by the LBP branch personnel in the presence of the member, to ensure that the card loses it validity and can no longer be used to transact with any ATM. Hence, the member should first withdraw his/her account balance with UBP before claiming his LBP-issued UMID card because once his UBP-issued UMID card is perforated/invalidated, he/she will have to withdraw his account balance “over-the-counter” from any UBP branch.

Can a member zero-out or withdraw all his/her account balance with UBP through the ATM?
No. ATMs usually do not dispense cash below PhP 100, because withdrawal through the ATM is only allowed for multiples of PhP 100, 500, and 1000 denomination. Hence, account balance below P100 cannot be withdrawn through the machine.

How then can a member zero-out or withdraw all his/her account balance if he wants to?
He can zero-out his account balance through “over-the-counter” withdrawal from any UBP branch nationwide. All he has to do is present his UBP-issued UMID card and a duly accomplished withdrawal slip to any UBP branch and he will receive all his account balance with UBP up to the last centavo.

Is there a need for a member to inform UBP that he has opted to transfer this UMID account to LBP, thus, he is zeroing-out his account balance?
No, it is not a requirement. But such information is encouraged so that UBP can immediately close his account and not wait for the account to become dormant.

What happens if the member lost his UBP-issued UMID card? Can he still claim his LBP-issued UMID card?
Yes. Member has to execute an affidavit of loss detailing the circumstances as to how and when his card was lost.

Where can a member get his new LBP-issued UMID card?
A member who has received a text message informing him that his LBP-issued UMID card is ready should pick it up at the specified LBP branch after zeroing-out his account balance with UBP.

Is there a deadline for claiming the UMID card from LBP?
Normally, the shelf-life of an ATM card is only three (3) months from date of issue. Hence, members are encouraged to claim their cards at the soonest possible time.